The strongest and most compelling recommendations for advance funeral planning come from those who have just buried a parent. The daughter who just worked with her four brothers to put together a funeral for their mother will be the first to tell you, “If you have not already done so, please plan your funeral.”
No matter how well siblings get along, making emotionally charged decisions together in a short time frame is hard. A funeral “pre-arrangement” is a gift, and it is easy to do. So, how do you begin?
Call the funeral home and ask to schedule a meeting with the advance planning specialist. Set aside about two hours for this meeting.
As you prepare for the meeting think about those you will leave behind. What will comfort them? How should the funeral service feel? Will Faith play a part? Does a “Life Celebration” feel attractive? Or will your family be best served by a little of each?
Prepare a list of questions. You needn’t know all the answers before you meet with the funeral professional. Your meeting is an opportunity to learn and explore the choices
that are available and find the option that will work best for those you love.
Think about who will be responsible for the cost of your funeral. If you were to die tomorrow who would cover the cost? Understand that planning in advance never means that you must pay the total funeral cost at the time you complete your plan.
Be sure to ask about payment options that are available through your funeral home. Often you will find the funeral home has access to financial products that allow a person to pay for their funeral over time while being covered for the total funeral amount should death occur before payment is complete. Be sure to ask your funeral professional how these plans work. You will no doubt be pleasantly surprised by both the affordability and the flexibility of funding your funeral plan.
Planning your funeral in advance does not shorten your life. It does make the remainder of your days feel a little lighter because you know you have provided clear direction for your family.